What are late enrollees?

A late enrollee is someone who declined coverage when he or she was first eligible to enroll, and decides to enroll at a later date. Late enrollees are subject to a 6-month preexisting condition limitation period. However, if you were covered under another group health plan or a government program at the time of eligibility and enroll within 30 days of your coverage terminating (involuntarily), you will not be subject to any preexisting condition limitation period. This limitation will not apply to anyone who enrolls within 30 days following his or her marriage/civil union/domestic partnership, or the birth, adoption or placement for adoption of his or her child.

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