One of NJ's leading authorities on Small Employer and Individual Health Reform.  Past President of the New Jersey Association of Health Underwriters & Governor appointed producer representative on the Small Employer Health Benefits Program Board of Directors.

OUTLINE

1. Reasons for Health Reform
2. Initial Legislative Highlights
3. Definitions
4. Standard vs. Non-Standard Plans
5. Small Employer Health Reform & the Players
6. Reform Components
7. New Jersey Continuation
8. Community Rating
9. Preexisting Condition Limitations
10. Rating Factors
11. Benefit Plan Designs
12. Standard Plan Designs
13. HMO Standard Benefit Plan
14. HMO Option Benefit Plan Co-Payment
15. Riders to Standard Plans
16. Limitations
17. Plan Types
18. Standard Claim Forms
19. New Jersey Small Employer Certification Form
20. Annual Audit
21. New Jersey's Buyer Guide
22. Impact on Employees
23. Trenton
24. New Jersey SEH Benefits Program Advisory Bulletins
25. HIPAA
26. Miscellaneous Changes
27. The Health Care Quality Act
28. Policy Form Changes
29. MOOPs
30. HSA Plans
31. MRA Plans
32. Age 30 Dependent Law
33. Medicare Part D
34. Latest Updates
35. Review
36. Q & A

The purpose of this course is to educate the licensed health insurance producer about the history of small group health reform in New Jersey.  Since the initial enactment of the law, legislative changes have been made both locally and federally.  This course will update them on these changes bringing them to the current status of small group health reform in New Jersey.

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